Strategies of a financial advisor (Sunday Times 24 Jan)
Jan 24, 2010
Strategies of a financial adviser
Options and CPF may offer better returns than stocks and fixed deposits
What do financial advisers do with their own money that most individuals don’t do? I can’t speak for advisers as a group, but I can give you a selection of insights into my own strategies. But bear in mind that these approaches may not be suitable for everyone.
I don’t use fixed deposits
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Liposuction: Fat Takings (Sunday Times 17 Jan)
Jan 17, 2010
Fat Takings
Every year, thousands of women – and increasingly men – subject themselves to liposuction at a clinic or hospital here in a bid to attain an enviable, svelte figure.
This surgical procedure to remove fat through suction is a burgeoning multimillion-dollar industry, but not one without risks, as the recent death of property head honcho Franklin Heng has shown.
While details of what caused his death have not been revealed, it has nonetheless cast a pall on a controversial industry that has, in the last few years, been the subject of much heated debate that has split the medical fraternity and seen the Ministry of Health’s (MOH) eventual intervention.
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2010: The Best of Times Or The Worst? (Robert Kiyosaki)
“It was the best of times. It was the worst of times.”
– Charles Dickens
Is the recession over? Are happy days really here again? Paraphrasing Dickens, my answer is, “For people who are prepared, 2010 will be the best of times. For many, 2010 will be the worst of times.”
The following are a few of my predictions and reasons behind them…
Prediction #1: The real estate market will crash again.
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Sleep loss may affect health by curbing exercise (The Age 5 Jan)
Sleep loss may affect health by curbing exercise
A number of studies have linked chronic sleep deprivation to a heightened risk of obesity, diabetes and heart disease. Now, a small study suggests that low levels of physical activity during the day may partly account for the connection.
In a study of 15 healthy men, researchers found that a couple nights of grabbing only four hours of sleep caused the men to curtail their physical activity compared with days where they had gotten the standard eight hours the night before.
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Job losses minimised in 2009, thanks to govt action (Asiaone 4 Jan)
Job losses minimised in 2009, thanks to govt action
But with Jobs Credit scheme expiring in June, will bosses let go of redundant staff? -BT
Mon, Jan 04, 2010
The Business Times
THE list of casualties wasn’t as long as you might have expected from the worst global downturn since the 1929 Great Depression. By the time 2009 ended, about 20,000 workers had been laid off here, according to the National Trades Union Congress (NTUC).
And that’s less than the numbers in the previous two crashes – 29,080 during the 1998 Asian financial crisis and 25,840 during the 2001 Sars outbreak.
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A Year Best Left Forgotten
2009 – a year best left forgotten
Written by: Gilbert Goh
Transitioning.org is happy to have celebrated this year with our loyal readers. Many have told me that 2009 is best left forgotten. Many also hope that the new year 2010 will be a better year for them. I couldn’t agree more.
This year also marked the death of our favourite pop icon Michael Jackson and more significantly America chose a black man as their President for the first time.
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Dont fall for the lure: churning of CPF funds (Sunday Times 27 Dec)
Dec 27, 2009
Don’t fall for the lure
Some people are letting financial advisers ‘churn’ their CPF savings to pocket cash rebates – a risky and illegal practice
The lure of getting their hands on some quick cash from their Central Provident Fund (CPF) savings is leading Singaporeans into a minefield of legal and financial risks.
And if you are found guilty of violating CPF rules, you may find yourself poorer by as much as $10,000 or more.
The experience of Mr George Low (not his real name) illustrates the dangers.
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The Lonesome City Blues – Unemployment (New York Times)
The ranks of the unemployed now total 12.5 million people. One of them is Al Martinez, who was recently laid off in January from his job as a columnist for The Los Angeles Times. In a recent post on his personal blog, Mr. Martinez describes the “intense feelings of rejection” that accompany sudden unemployment:-
A friend who lost his job in a newspaper washout some time ago said it made him feel alone and isolated in the city.
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Out of work, and loving it (ST 21 Dec)
Dec 21, 2009
Out of work, and loving it
Some laid-off Wall St workers find it liberating to get out of the rat race
JUST PART OF THE BUSINESS
‘To get laid off may just be integrated into a narrative of profit and loss that they have dealt with day in and day out on Wall Street.’
Dr Caitlin Zaloom, a professor at New York University
NEW YORK: -Twelve months without a job. Fourteen months.
Eighteen.
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When men get the blues (Today 15 Dec)
DON’T expect a depressed man to weep or cry while expressing sadness.
According to depression experts Today spoke to, men who have the blues tend to display very different symptoms from women.
Rather than admit that they are depressed, men are more likely to abuse alcohol, display violence, anger, or irritability, said Dr Daniel Kwek, head and senior consultant of department of psychological medicine at Tan Tock Seng Hospital (TTSH). Other common symptoms include a persistent low mood and loss of interest in their hobbies or regular activities.
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Where to put your money next year (Sunday Times 20 Dec)
Where to put your money next year
The world economy has got off the deathbed but its recovery in the year ahead will be sluggish. Gabriel Chen gets tips from financial experts for 2010 and finds out where the traps might be.
Dr Mark Mobius, executive chairman of Templeton Asset Management:
‘We believe commodities will continue to do well, and that includes gold. Commodity stocks look good because we expect the global demand for commodities to continue its long-term growth. To keep pace with domestic consumption, commodity prices will remain positive and though they will fluctuate from time to time, the overall trend globally is upwards.’
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A Year of Trials and Triumphs (ST 19 Dec)
Dec 19, 2009
A year of trials and triumphs
If you imagine the Singapore scene as a boxing ring, what would you say were the biggest matches to enthrall, excite and exasperate Singaporeans this year? Today, we review 2009 – in five bouts. Enjoy.
SINGAPORE VS RECESSION
NO DOUBT about it, this was the bout that hogged the headlines – Singapore pitted against Recession, the fearsome superheavyweight that threatened to deliver the sucker punch.
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Premature ejaculation hits one in three Singaporean men (My paper 15 Dec)
Premature ejaculation hits one in three S’pore men
Condition can seriously affect a man’s relationship with his partner. -myp
Tue, Dec 15, 2009
my paper
AS MANY as one in three men in Singapore could be suffering from premature ejaculation (PE), according to a study.
PE, a devastating condition for a man, is defined as a lack of control on a man’s part during intercourse, resulting in ejaculation prior to or within one minute of penetration, said Associate Professor George Lee Eng Geap from the University of Malaya and Monash University.
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Opinion: Are The Integrated Resorts Really Good For Us?
Opinion: Are The Integrated Resorts Really Good for Us?
Gilbert Goh
I applaud the move by the integrated resorts to check on the names of gamblers before allowing them to enter the casinoes when ithey open next year. I am not in favour of having the integrated resorts (IR) in our country in the first place. Casinoes have a bad history of association with the five big vices: prostitution, loan shark, alcoholism, money laundering and of course gambling. Gangsterism also reined in such environment.as illicit activitites prospered.
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An optimistic view of the future of marriage pt 1(Smart Marriages)
Shifting Gears : An Optimistic View of the Future of Marriage
Diane Sollee, MSW, Director, CMFCE at the
Conference on Communitarian Pro-Family Policies, Washington, DC, November 15, 1996,
sponsored by the Communitarian Network
There are good reasons to be optimistic about the future of marriage.
