Support Site for The Unemployed & Underemployed
Tuesday October 8th 2019

Woman struggling with mortgage arrears, ill health and son’s ITE bill

To Whom It May Concern,

I have previously appealed through the West Coast GRC MP to obtain assistance from South West CDC but received no fruitful result.

Hence I would like your purported “feedback” channel to highlight with urgency, my current financial predicaments and soon to be homelessness. I am in my 50s and struggling with my logistical job to pay off $100k ($590 monthly) towards the DBS housing loan even though I have sustained orthopedic injuries and am recommended by the specialist at NUH to undergo operation. I declined the suggestion as that would mean 60 days of hospitalization leave which will see me effectively removed from my position and replaced by another FT at Li & Fung.

The CDC which has already been “programmed”, of course rejected assisting me on grounds of their template answer: “after carefully assessed our circumstances and concluded that with careful budgeting, we should be able to manage financially”. They do not care that I am in arrears with HDB and living with an unhygienic sanitary condition. I am unable to afford the charges of West Coast Town Council’s plumber to clear the toilet blockages.

My teenage son has also had to skip ITE this year as I really cannot afford the charges and enrollment fees with its hidden costs. He has since found a temporary job in this unbalanced job market and I pack wholemeal bread for his lunch and dinner everyday as we both cannot afford the hefty food prices at the food court in Expo. My skinny son is getting skinnier by the day with our immense difficulties. The nearby “St Francis of Assisi Church” used to help us but the moment they heard I approached the MP and CDC for aid, they reckon we can cope and terminated whatever assistance they used to render with immediate effect (I’m not a Catholic).

MP appeals to HDB for a joint “Hougang Crimson/Buangkok Vale” BTO with my sister also faced repeated rejections with the rationale that we “do not form a proper family nucleus” and HDB furthermore said we could consider only after we become orphans, meaning we have to wait for my mother who cramps with my brother and his family to die first. I really can’t believe we not only have an inflexible government but a heartless one for that matter.

After all that has been conveyed, I genuinely hope your panel will take a serious view of my distress and grant my sister and I a flat soon.

Yous faithfully,
Ms Lim

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